Sponsored by
I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
Your Weekend Starts Now
Baltimore is packed with free events this weekend — from water ballet to live music to world-class art. Here's your no-cost guide to making the most of it.
🎵 Saturday, July 25
Kojo Astronaut — Afro House
📍 The Walters Art Museum, 600 N. Charles St. | 🕒 3 p.m. | ✅ FREE
Paired with the museum's current Douriean Fletcher exhibition, Afro House debuts a stunning new work that explores love, liberation, and our relationship to the universe. Artistic director Scott Patterson pushes the boundaries of music beyond sound in this one-of-a-kind live performance. Don't miss it.
5×5 Baltimore: The Art of Black Men
📍 Eubie Blake Cultural Center, 847 N. Howard St. | 🕒 Sat. 11 a.m.–3 p.m. | ✅ FREE
Works by Black male visual artists from Baltimore and Pennsylvania's Lehigh Valley explore memory, identity, resilience, cultural sovereignty, and self-determination across a variety of media. Part of the Bromo Arts District — easy to walk to other nearby galleries too.
Flag House 250th Exhibit
📍 Star-Spangled Banner Flag House & Museum, 844 E. Pratt St. | 🕒 Sat. 10 a.m.–4 p.m. | ✅ Free–$9
This two-year exhibit marking America's 250th anniversary features eight specially selected artists representing Maryland communities, chronicling the past 250 years through the lives of Marylanders. You're invited to engage with the artwork, making this an evolving, living exhibition.
🎭 All Weekend Long
Fluid Movement: Candy Land
📍 Riverside Park Pool & Clifton Park Pool | 🕒 Sat.–Sun. 5 & 7 p.m. | 💲 Prices vary
Baltimore's beloved outdoor water-ballet troupe is back. In their Candy Land production, Fluid Movement takes you on a flavor-filled journey through the city to save the Domino Sugar Factory from the villainous Lord Natty Boh. Summer doesn't get more Baltimore than this.
Summer Concert Series at Patterson Park
📍 Patterson Park, 2601 E. Baltimore St. | 🕒 Select Sundays, 6–8 p.m. | ✅ FREE
Enjoy live music beneath the beautiful Patterson Park Observatory on select Sunday evenings through late August. Upcoming performances include Downtown Tumbao, U.S. Army Band Downrange feat—Charm City Sings, and the Haitian Caribbean Festival Concert. Bring a blanket and a picnic.
🔮 Coming Up Next Weekend
Mark your calendar — Flicks from the Hill at the American Visionary Art Museum runs every Thursday through July 30. Catch movies under the stars on Federal Hill (5–9 p.m.) — it's free and features family favorites like Labyrinth and Men in Black. Details here.
Know a free event we missed? Reply to this email and let us know — we read every response.
Have a great weekend, Baltimore. 🦀